Most people would tell you that credit cards and staying on budget don’t go well but when used smartly they do go hand-in-hand. A credit card, in fact, can make the hard-to-accomplish task of making and sticking to a smart budget significantly easier. Here’s how to use a credit card to finally stay on budget: Choose one card to pay …

Credit cards have their share of pitfalls, but they also come with a horde of benefits that kind of negates the downsides. With credit cards you can also save more on your purchases. When it comes to online shopping, credit cards offer more security than debit cards.  So, if you are planning to use your credit card to make purchases …

Kisan Credit Card (KCC) was introduced by the government as a credit delivery instrument that helps farmers to have access to affordable loans. This system was launched by the NABARD and the Reserve Bank of India. This scheme was introduced to help the farmers reduce their dependence on the informal lenders who charge a hefty interest rate. These informal institutions …